Saturday, 8 March 2014

Talking To A Long Island CPA About Credit Card Fraud

By Robin Setser


With so many cases of credit card fraud to speak of, it's surprising that so many people seem to succumb to it. While they may be careful about how much they spend and how often they use their cards, the truth of the matter is that there are still ways for others to make use of credit card numbers that aren't theirs. Are there ways for individuals to keep this level of fraud to a minimum? I believe this to be the case and I think that a Long Island CPA can prove useful here.

Your personal information is extremely vital, so it's worth being aware of the people you're giving it to. There are many aspects to take into account, ranging from phone numbers to home addresses. A Long Island CPA can tell you that such details can be used in order to benefit them while negatively impacting your standing as far as credit is concerned. When you do not initiate the conversation with another party, authorities like Gettry Marcus will stress the point of being as mindful as possible.

I believe that it is worth noting the ability to pay your bills through electronic means only. The reason that I say this is because while sending out conventional mail is certainly doable, physical matter itself is a bit trickier. It's easy for these documents to fall into the hands of someone who may use them for illegal purposes, so turning to your computer may be for the best. The Internet is generally more secure and with such things as student loans able to be paid through this platform, it's hard to overlook its effectiveness.

Above all else, at least in my opinion, it is worth keeping a close watch on your bank and credit statements every so often. Any Long Island CPA can tell you that it is important to look at how much money is being put forth for purchases and how recognizable they are to you. For example, what if you recognize a large payment made in your name and you have no recollection of it? The sooner that you are able to address this particular matter, the better off your financial standing will be.

If you are looking to maintain your credit in the long term, you have to be careful about the information you bring forth. It's important to keep certain cards closer to the chest than others, after all. If you are not able to keep your credit score elevated for long, for example, what are some of the ways in which you can make this more of a non-issue? In order to help, make sure that you take the above steps into consideration so that a stronger account may be yours.




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