Today it is more important than ever to protect yourself financially. One of the ways crooks have devised to rob you without entering your home is to steal your private information and either use it to get credit or to sell it outright. In this article we will look at some of the best identity theft protection techniques you can use to secure your private information.
It has become so much easier for someone to steal private data. With computers and the internet thieves have made billions off of hard working people like you. Spreading viruses specifically made for this purpose makes the practice a completely hands off operation. Everyone needs to be aware of how easy it is to fall victim to these thieves.
A great number of individuals still get mail at home from credit card issuers and monthly bills. The information on these items must be carefully disposed of to keep it from getting into the wrong hands. Once your waste bin is at the curb it becomes easy prey for thieves to pillage looking for personal data. It is recommended that all homes have a shredder to get rid of the sensitive paperwork properly.
Your credit file is a great informational resource you can tap for free each year. There are currently three credit reporting agencies used by most businesses and banking institutions so you can get a report from each. To create a staggered report schedule you can request a report from one of the agencies every four months. This lets you have three free credit reports for the entire year to monitor changes to your credit information.
Your bank may also have a program to send out email or text alerts when there has been suspicious activity. Signing up for this service is usually free with any account. This free program actually helps the bank save money by catching suspicious activity early so they can spend less of their time and resources to rectify the situation.
One of the favorite sources thieves like to use is free Wi-Fi spots. Plenty of people have no qualms about logging in at a free hot spot to check their account status and never think about the fact they are being watched. Software can be used to record every thing you do and capture your login details. Never use public access points to conduct your private business.
Many libraries offer computer access for the community. You should never use a library or other type of community computer to transmit personal data. It is not safe to use a community computer to log into your accounts because it could be easily compromised by viruses and your login information could be saved without you knowing it.
Common sense and caution are your best identity theft protection techniques. When someone calls and asks for your personal data, just hang up the phone. When you are on a public network keep your internet activity to surfing general interest sites, and do not do personal business on unprotected networks.
It has become so much easier for someone to steal private data. With computers and the internet thieves have made billions off of hard working people like you. Spreading viruses specifically made for this purpose makes the practice a completely hands off operation. Everyone needs to be aware of how easy it is to fall victim to these thieves.
A great number of individuals still get mail at home from credit card issuers and monthly bills. The information on these items must be carefully disposed of to keep it from getting into the wrong hands. Once your waste bin is at the curb it becomes easy prey for thieves to pillage looking for personal data. It is recommended that all homes have a shredder to get rid of the sensitive paperwork properly.
Your credit file is a great informational resource you can tap for free each year. There are currently three credit reporting agencies used by most businesses and banking institutions so you can get a report from each. To create a staggered report schedule you can request a report from one of the agencies every four months. This lets you have three free credit reports for the entire year to monitor changes to your credit information.
Your bank may also have a program to send out email or text alerts when there has been suspicious activity. Signing up for this service is usually free with any account. This free program actually helps the bank save money by catching suspicious activity early so they can spend less of their time and resources to rectify the situation.
One of the favorite sources thieves like to use is free Wi-Fi spots. Plenty of people have no qualms about logging in at a free hot spot to check their account status and never think about the fact they are being watched. Software can be used to record every thing you do and capture your login details. Never use public access points to conduct your private business.
Many libraries offer computer access for the community. You should never use a library or other type of community computer to transmit personal data. It is not safe to use a community computer to log into your accounts because it could be easily compromised by viruses and your login information could be saved without you knowing it.
Common sense and caution are your best identity theft protection techniques. When someone calls and asks for your personal data, just hang up the phone. When you are on a public network keep your internet activity to surfing general interest sites, and do not do personal business on unprotected networks.
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